Remember To Live Your Life

There are always going to be things to do. Lot’s of things are important and oftentimes it’s very hard to prioritize them all. Health, happiness, family, money, hobbies and commitments are all things we have to juggle everyday. Like many of you, I have chosen to put financial independence and retirement high on that list as well but I’ve been realizing more and more that I need to take time to enjoy the ride. Life Read more…

Hands forming heart shape

A Small Kindness Can Go A Long Way

On Christmas, I saw my neighbor had several packages on his front porch. The house was dark so I texted him and asked him and asked if he wanted me to grab it since packages are known to go missing during the holidays. Now English isn’t his first language but from what I could piece together from his response he was thrilled that I would keep an eye on things until he got back. A Read more…

Child showing painted hands

Take Time To Look Your Loved Ones In The Eyes

Obvious? Sure. Simple? Absolutely. But in our screen-obsessed culture it’s becoming a rarity to simply be with on another. The more connected we are the further we drift apart in many ways. I am guilty of this at times. Attempting to look something up or get an email sent while my daughter is asking me for something. I do however stay conscious of the fact that there is nothing more important that being present for Read more…

Lost Money, Still Smiling

I tend to keep close tabs on the stock market and do my best to stay current with what’s going on. Since we’ve been in one of the longest bull markets in U.S. history, I along with many others have been speculating what comes next. A correction of some sort. No magical insight or skill required. The problem is no one can predict what the stock market will do. Not even the best and brightest Read more…

What Are You Working On Now?

Goals are important. Goals help us stay on track and they remind us what we should be aiming for. It’s important to work towards something, especially if you’re feeling stuck or in a rut. That something doesn’t have to be anything massive, in fact if you haven’t accomplished a lot recently it’s much better to start small.  Pick something you can complete and slowly build up to bigger and bigger tasks and goals. This can be Read more…

Grateful

I remind myself to be grateful. I’m grateful for pretty much for everything these days. I’m old enough to understand how good I have it. To understand how blessed I am and how lucky I am. It’s easy to take things for granted and I’m just as guilty as anyone of this but I try to re-center myself often. Those of us who are lucky enough to have been born in or live in first world Read more…

Time To Refill Those Emergency Funds

Volatility in the markets has been increasing a bit lately and because of this I’ve decided to expedite my plan to funnel money into cash savings, specifically emergency funds. This actually works out since our emergency fund is fairly small. My plan is to funnel enough cash to get our emergency fund back to around 6 months of living expenses and then possibly a little more. I want to do this specifically so if stocks Read more…

Invest In Yourself

Although financial independence is high on my list of things I want to achieve. It’s slowly been re-prioritized lower and lower.  After several major life events happening to people close to me, I’ve come to the realization that money is important but far from the most important thing in life. After dealing with the aftermath of losing someone as well as seeing family friends diagnosed with Cancer it’s become clear that we don’t live forever. Read more…

Embrace The Suck

The other night I went to my first Brazilian jui jitsu class. I know nothing of the sport, I don’t watch MMA and I knew I would be terrible but I went anyway. I felt like an idiot and was nervous and didn’t want to go through with it but I did. You know why? Because I embraced the suck. Plus, from all the buzz I’ve heard around the sport from MMA practitioners, to Joe Read more…

Spend On Experiences

For many of us, saving money is a big part of what we do. We save hard and we save a lot. Sometimes we save so hard that spending even a small amount hurts. As I’ve been gaining wisdom and putting a few more years of life experience under my belt, the modern advice of “spend on experiences not things” has resonated with me. I’ve been trying harder to incorporate this and follow it as Read more…